Qualifying Events

A qualifying event is something that dramatically changes your health insurance needs, such as:

  • Changes in legal marital status: marriage, death of spouse, divorce, legal separation or annulment
  • Birth, adoption or placement for adoption of a child
  • Death of a spouse or dependent
  • Change in job status for you, your spouse or eligible dependent
  • Covered dependent reaches the age limit for coverage, making him or her ineligible
  • You, your spouse or eligible dependent moves out of or into your medical plan’s service area
  • You, your spouse or eligible dependent begins or returns from an unpaid leave of absence