Grad PLUS Loan Application Instructions

To request a Graduate PLUS Loan, please go to the Department of Education's website,, and select the “Log In” button in the upper left-hand corner.

(You will need your FSA ID to sign in. If you do not have an FSA ID, please apply for one at https://fsaid.ed.govIf you need assistance in obtaining an FSA ID and password, you can also call 1-800-557-7394)

Once you have logged in, you will need to complete three steps: 

1. Application

Select the “Request PLUS Loan” option from the left-hand column. This will run a credit check to confirm eligibility for a Graduate PLUS Loan.

2. Entrance Counseling

Select the “Complete Entrance Counseling” option from the left-hand column. You will be provided information regarding the terms and conditions associated with the Graduate PLUS Loan program, and you will need to complete a short quiz regarding what you have learned from this introduction. 

3. Complete the Master Promissory Note

Select the “Complete MPN” option from the left-hand column. You will be required to confirm your name and address, supply two references, and sign this form electronically.

Steps 2 and 3 will only need to be done the first time you borrow a Graduate PLUS Loan, as your promissory note is good for up to 10 years.

This loan can only be posted to your SAGE account after all steps are completed.

You are not required to take this loan, and if you would like it cancelled, please first make other arrangements for your bill. If the cancellation of this loan will cause a balance due on your account, a hold will be placed on your registration.