All J-1 visa holders in the U.S. must purchase sickness and accident insurance for themselves and their dependents for the duration of their stay which meets U.S. federal requirements. See below for the requirements:
J-1 and J-2 Health Insurance Requirements
(a) Medical benefits of at least $50,000 (US$) per accident or illness;
(b) Repatriation of remains in the amount of $7,500 (US$);
(c) Expenses for medical evacuation of the visitor to his/her home country in the amount of $10,000 (US$);
(d) A deductible not to exceed $500 per accident or illness.
All J-1 and J-2 visa holders will need to confirm that they have from home, or will purchase, health insurance coverage that meets these requirements to maintain their visa status. Upon arrival, ISSO will photocopy your health insurance provider information and confirm your coverage meets the minimum requirements.
Medical services in the United States are expensive. A trip to the emergency room or hospitalization can result in large bills for those without adequate health insurance coverage. If your dependent family members do not have sufficient medical insurance coverage from their home country that extends to the United States, they will need to purchase appropriate insurance to cover them while they are living in Massachusetts.
Short-term insurance plans can be purchased in a variety of plan lengths specifically for visiting the United States.