Health Insurance Options
Graduate students may select the university-sponsored Qualifying Student Health Insurance Plan (QSHIP), the Tufts insurance plan or arrange comparable coverage through their own insurance carrier.
Qualifying Student Health Insurance Plan (QSHIP)
The QSHIP is a preferred provider organization (PPO) plan. It provides you with a higher level of coverage when you receive medical care by physicians who are part of the plan’s network of preferred providers. The plan is designed to be used with the Health Service Fee, which allows covered students to use the Brandeis Health Center as their primary care facility. If you do not wish to receive your care at the Health Center, you may select a primary care physician (PCP) in the community. To locate a network provider, visit http://www.uhcsr.com/lookupredirect.aspx?delsys=67.
Download the QSHIP brochure. (PDF)
Download a summary of benefits. (PDF)
Tufts Plan
The Tufts insurance is an HMO (Health Maintenance Organization) plan. If you select Tufts, you will select a primary care physician (PCP) in the Massachusetts area. You will need to see your PCP before you can see any other physician or specialists. You will pay $25 co-pay due at each visit.
Additional benefits for Tufts include nutritional counseling, eye wear, message therapy/acupuncture and weight watchers.
Tufts With Prescriptions
Physician Care: $25 per visit
Specialist Care: $25 per visit
Emergency Room: $50 per visit
Inpatient Care: $500 copay
Day Surgery: $500 copay
Chiropractic Care: $25 per visit (up to 12 visits per year)
Pharmacy (Through Caremark):
- Tier 1: $10
- Tier 2: $20
- Tier 3: $35
Maintenance drug program is available.
Lifetime Maximum Unlimited
To check what tier your prescription falls under, visit www.tuftshealthplan.com or call member services at 800-462-0224. They also have a mail order pharmacy, Caremark. By using this service, you will save some money on the copayment.
Pharmacy: Not included
Lifetime Maximum Unlimited