Step-by-step Instructions

How to apply for Stafford loans

How to apply for Graduate PLUS loans


Stafford Loans FAQ

Graduate PLUS Loans FAQ


Katharine Linnehan, Assistant Director of Financial Aid and Student Services

Peggy Higgins, Associate Dean

How to Apply For Loans

Please select which loan you'd like to apply for. You'll then be directed to step-by-step directions on how to apply for the loan.

Stafford Loans are low-interest, government-sponsored loans designed to assist students in meeting the total cost of their education (tuition, room and board, books and other education-related expenses). The Stafford Loan is a need-based loan, not a credit-based loan, and your eligibility for it is governed by your FAFSA submission, not your credit report. Stafford Loans are available to U.S. citizens and eligible permanent residents who are enrolled at least half time (at least 6 credit hours per semester) in a degree program. Brandeis University participates in the Direct Lending program. 
Graduate PLUS Loan is a low, fixed interest rate student loan guaranteed by the U.S. Government that allows master's and doctoral students to borrow the total cost for their graduate school needs, including tuition, room and board, supplies, lab expenses, and travel, less any other aid. The Graduate PLUS loan is a non-need, credit based loan similar to a private student loan with the benefit of having a fixed interest rate and federal guarantee. Master's or doctoral students who are U.S. citizens or eligible permanent residents enrolled at least half-time (at least 6 credit hours per semester) in a degree program can be considered for Graduate PLUS loans. 
Alternative Loans: Students may wish to borrow from other loan programs and are free to choose from the many private loans available.
arrowFor more information about alternative loans, go here.