Insurance Requirements
All contractors, vendors, or other service providers wishing to conduct business with Brandeis University or provide other services are required to have their own insurance. This insurance is necessary to cover any claims or losses for which the contractor/vendor may be responsible. Brandeis University has various insurance requirements specific to the type of contractor or vendor. Those requirements can be determined by checking on the links below.
Insurance certificates for all contractors, vendors, or other service providers doing business on any Brandeis property must be sent to the following address
Brandeis University
Attn: Procurement Services
415 South St. MS 48
Waltham, MA 02453
Additional Insured
Brandeis University must be named as an additional insured as their interests may appear and a copy of the endorsement should be sent to Procurement Services before any contract is executed.
Waiver of Subrogation
Waiver of subrogation in favor of Brandeis University.
Exceptions
Exceptions to these requirements may be made under limited or unique circumstances. Such exceptions must be approved after a thorough review by Brandeis University
Requirements by Type of Vendor or Contractor
Construction Contractors
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- Each Occurrence: $2,000,000.00
- Fire Damage: $50,000.00
- Medical Expense: $5,000.00
- Personal & Advertising Injury: $2,000,000.00
- General Aggregate: $3,000,000.00
- Products/Completed Operations Liability: $3,000,000.00
There should be no exclusion for:
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverage's with respect to environmental hazards
- Combined single limit: $1,000,000.00
Coverage must include:
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence: $5,000,000.00
- General aggregate: $5,000,000.00
Coverage is in excess of:
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate: $1,000,000.00
- Bodily injury each accident: $1,000,000.00
- Bodily injury by disease: $1,000,000.00
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation
Consultants
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- Each occurrence: $1,000,000.00
- Fire damage: N/A
- Medical expense: N/A
- Personal & advertising Injury: N/A
- General aggregate: $2,000,000.00
- Products/completed operations liability: N/A
There should be no exclusion for
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverage's with respect to environmental hazards
Combined single limit: $1,000,000.00
Coverage must include:
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence N/A
- General aggregate N/A
Coverage is in excess of:
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate: $1,000,000.00
- Bodily injury each accident: N/A
- Bodily injury by disease: N/A
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation
Facilities Services Vendors
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- Each occurrence: $1,000,000.00
- Fire damage: $50,000.00
- Medical expense: $5,000.00
- Personal & advertising injury: $1,000,000.00
- General aggregate: $2,000,000.00
- Products/completed operations liability: $2,000,000.00
There should be no exclusion for:
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverage's with respect to environmental hazards
- Combined single limit: $1,000,000.00
Coverage must include:
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence: $2,000,000.00
- General aggregate: $2,000,000.00
Coverage is in excess of
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate: $500,000.00
- Bodily injury each accident: $500,000.00
- Bodily injury by disease: $500,000.00
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation
Food Service
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- Each occurrence: $1,000,000.00
- Fire damage: $50,000.00
- Medical expense: $5,000.00
- Personal & advertising injury: $1,000,000.00
- General aggregate: $2,000,000.00
- Products/completed operations liability: $1,000,000.00
There should be no exclusion for
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverages with respect to environmental hazards
Combined single limit: $1,000,000.00
Coverage must include:
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence: $2,000,000.00
- General aggregate: $2,000,000.00
Coverage is in excess of:
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate $500,000.00
- Bodily injury each accident $500,000.00
- Bodily injury by disease $500,000.00
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation
- Cyber liability: $1,000,000.00
Office Equipment Vendors
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- Each occurrence: $1,000,000.00
- Fire damage: N/A
- Medical expense: N/A
- Personal & advertising injury: N/A
- General aggregate: $2,000,000.00
- Products/completed operations liability: N/A
There should be no exclusion for
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverage's with respect to environmental hazards
- Combined single limit: $1,000,000.00
Coverage must include
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence N/A
- General aggregate N/A
Coverage is in excess of:
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate: $500,000.00
- Bodily injury each accident: $500,000.00
- Bodily injury by disease: $500,000.00
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation
- Business personal property: $1,000,000.00
Performing Artists
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- Each occurrence: $1,000,000.00
- Fire damage: $300,000.00
- Medical expense: $5,000.00
- Personal & advertising injury: $1,000,000.00
- General aggregate: $2,000,000.00
- Products/completed operations liability: $1,000,000.00
There should be no exclusion for:
- Operations and premises
- Products/completed operations liability
- Owners and contractors protective
- Explosion, collapse and underground
- Limiting coverage's with respect to environmental hazards
- Combined single limit: $1,000,000.00
Coverage must include
- All owned or leased vehicles
- Non-owned car
- Hired car
- Each occurrence: N/A
- General aggregate: N/A
Coverage is in excess of:
- General liability
- Automobile liability
- Worker's compensation coverage
- Any required environmental or professional liability insurance purchased
- Bodily injury/disease aggregate: $500,000.00
- Bodily injury each accident: N/A
- Bodily injury by disease: N/A
Statutory worker's compensation covering each and every worker employed in connection with the work as provided in the statutes applicable to worker's compensation