Office of Human Resources

2026 COBRA Rates

Harvard Pilgrim Health Care (HPHC) Best Buy HMO HSA 

Coverage Tier COBRA Rate
Individual $1,082.31
Individual and Children $2,056.38
Individual and Spouse $2,326.96
Family $3,339.02

Harvard Pilgrim Health Care (HPHC) Best Buy HMO

Coverage Tier COBRA Rate
Individual $1,188.91
Individual and Children $2,258.92
Individual and Spouse $2,556.16
Family $3,667.92

Harvard Pilgrim Health Care (HPHC) HMO

Coverage Tier COBRA Rate
Individual $1,291.39
Individual and Children $2,453.66
Individual and Spouse $2,776.51
Family $3,984.07

Harvard Pilgrim Health Care (HPHC) PPO

Coverage Tier COBRA Rate
Individual $1,714.83
Individual and Children $3,258.20
Individual and Spouse $3,686.90
Family $5,290.45

Delta Dental Low

Coverage Tier COBRA Rate
Individual $39.12
Individual and Spouse $75.35
Individual and Children $80.08
Family $133.17

Delta Dental High

Coverage Tier COBRA Rate
Individual $50.85
Individual and Spouse $97.93
Individual and Children $104.08
Family $173.07

VSP Vision Plan

Coverage Tier COBRA Rate
Individual $5.10
Individual and Spouse $11.24
Individual and Children $10.49
Family $17.96

COBRA Member Services Information

COBRA is demister by HealthEquity/Wageworks. COBRA enrollment information packets are mailed to participants home address after their termination date.

Note: If you are on an HMO Plan and move out of the service area, you must notify HealthEquity/Wageworks within 31 days of your relocation and enroll in the PPO plan to continue your health insurance coverage. HPHC may not cover out of network services.

Open Enrollment: If you are currently enrolled in medical, dental or vision insurance, a plan change may be made during the open enrollment period. Open enrollment is held during November or December with new coverage effective January 1.