Office of Human Resources

COBRA

On April 7, 1986, a federal law known as COBRA was enacted requiring that most employers sponsoring group health plans offer employees and their families (“qualified beneficiaries”) the opportunity to elect and pay for a temporary extension of health and dental coverage (called "continuation coverage") at group rates in certain instances (“qualifying events”) where coverage under the university’s plan would otherwise end.

2024 COBRA Rates

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Medical/Dental/Supplemental Vision Benefits

Health Care Flexible Spending Account (FSA)

You also may be eligible to continue your participation in the Health Care FSA under COBRA for the remainder of the current plan year by making payments to Brandeis University through COBRA. However, since you will be making these payments from your own funds, there is no tax advantage. If you elect to continue in the plan, you may continue to submit expenses incurred after your termination in the plan, as long as your contribution has been made for the period in which the expenses were incurred. You will be responsible for making payment for the full monthly contribution amount to this account plus a 2% administrative fee.

COBRA Administrator

Health Equity/WageWorks, will automatically mail to your home address detailed information regarding COBRA and the forms you are required to complete to elect COBRA coverage. If you do not receive this information two weeks after your coverage end date, contact the HR Benefits Team at benefits@brandeis.edu.

Please Note: You will have 60 days from the coverage end date or date packet is issued, whichever is later, to elect coverage. Then, once payment has been received, coverage will be retroactively reinstated to the coverage end date.