Grad PLUS Loan Application Instructions
To request a Graduate PLUS Loan, please go to the Department of Education's website and select the “Log In” button.
(You will need your FSA ID to sign in. If you do not have an FSA ID, please apply for one. If you need assistance in obtaining an FSA ID and password, you can also call 1-800-557-7394.)
Once you have logged in, you will need to complete three steps. All 3 steps will be under the I’M IN SCHOOL Checklist. Steps 2 and 3 will only need to be done the first time you borrow a Graduate PLUS Loan, as your promissory note is good for up to 10 years.
1. Application
Select the link to "Apply for a PLUS Loan for Graduate School." This will run a credit check to confirm eligibility for a Graduate PLUS Loan.
2. Entrance Counseling
Select the link to "Complete Entrance Counseling." You will be provided information regarding the terms and conditions associated with the Graduate PLUS Loan program, and you will need to complete a short quiz regarding what you have learned from this introduction.
3. Complete the Master Promissory Note
Select the link to "Complete Loan Agreement," then select "Start for PLUS MPN for Graduate/Professional Students."
Upon approval for Graduate PLUS Loan, SFS will send an award letter to you outlining the amount and disbursement schedule for your loans. You are not required to take this loan. If the cancellation of this loan will cause a balance due on your account, please first make other arrangements for your bill to avoid a hold being placed on your registration.
Once you have fulfilled all loan and course registration requirements, you may then file for a refund of your credit balance through your student account.
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